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August 7, 2026

Terms and conditions overview

Site use, responsibility, and compliance — for everyone’s protection

Eighty percent of local businesses report confusion over service agreements. Clarity matters more than legal jargon. These terms set clear ground rules for safe, fair use of our site and services in Malaysia. They protect you, our team, and the system that keeps your finances resilient.

Acceptable use policy

You must use this site only for lawful purposes. Actions that disrupt, harm, or attempt to access restricted systems are strictly prohibited. Our team monitors activity to ensure compliance and maintain secure service for all users.

Intellectual property rights

All intellectual property, including content, images, and branding, belongs to Financial Safety Net or its licensors. You may not copy, reproduce, or redistribute any material without written permission. Proper attribution is required where allowed.

Data and privacy protection

We process your information in line with our Privacy Policy. Your personal data is protected according to Malaysian law. By using this site, you agree to our privacy practices and data protection protocols.

User responsibilities and account security

You are responsible for all actions taken through your account or device on this site. Immediately notify us of any suspected unauthorized use. We do not accept liability for losses resulting from your failure to safeguard your credentials.

No financial or legal advice

No part of the service constitutes financial or legal advice. All site content is for information only. Always seek qualified professional guidance before making financial or legal decisions. Past outcomes do not ensure future results.

Changes to terms

We may update these terms at any time. Updated terms will be posted on this page. Continued use after changes means you accept the revised terms. Please review this page regularly for updates.

Governing law and jurisdiction

Disputes are governed by Malaysian law. Any legal action must be filed in the appropriate Malaysian courts. Users outside Malaysia accept that local law applies and some services may not be available in their region.

Severability

If any part of these terms is found invalid, the remaining provisions remain fully enforceable under Malaysian law. This ensures the rest of the agreement stays in effect.

Contact for terms

Have questions about these terms? Contact our compliance team for clarification or support before using the site or services. We aim to resolve concerns promptly and transparently.

Email: content@pelorixano.sbs

Phone: +60 5-222 7782

Address: Equatorial Plaza, Jalan Sultan Ismail, Kuala Lumpur 50250 Malaysia

Effective date: August 7, 2026 Version: 1.2
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